Meet Cavin Rohr
Health insurance was never designed to be easy to understand — and that's not an accident. The system is built to overwhelm you into picking whatever's in front of you, whether it fits or not.
Cavin started his brokerage in Washington State, where navigating the marketplace taught him one thing quickly: people aren't confused because they're not smart. They're confused because nobody took the time to explain it.
He relocated to Tampa, Florida — which opened the door to licensing across more states and reaching more people who needed a straight answer from someone without a hidden agenda.
Rohr Health Advisors has been a Tampa health insurance broker ever since, working out of 5701 E Hillsborough Avenue in Hillsborough County. Tampa clients are welcome to do this face to face; most of the work happens by phone, which is what makes 31 states possible from one desk.
Being based here matters more than it sounds. Florida runs on healthcare.gov rather than a state exchange, it never expanded Medicaid, and 2026 premiums rose 31.5% before subsidies — so the questions a Tampa household asks are not the questions a Colorado household asks. More on Florida specifically.
Today, Cavin works with self-employed individuals, 1099 contractors, families, and anyone else who's landed outside the safety net of an employer plan. He compares every option available to you — ACA/Marketplace plans, private health plans, short-term coverage — and walks you through each one in plain English.
"Best part, no matter which direction suits you best, Cavin is there the entire time of the policy — for claims, customer service, or questions. With no cost or fee to you."
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